Purchasing the appropriate family and particular person health insurance might be one of the essential choices you’ll make. Your life is unique. It solely is smart that your insurance coverage wants are distinctive, too. You want greater than a cookie cutter health plan. You need insurance coverage that matches your life and is sensible for you and your loved ones.
I simply obtained an authorized letter from my Dr. stating that he would now not treat me as a result of I did not comply with my remedy as evidenced by my drug screen. I am on fentanyl 50mcg/hr, cymbalt 60mg 1x every day and percocet 5/325 1x each 8 hrs. as needed. I’ve obtained a replica of my drug display and it lists that barbituates, benzodiazepine,methadone and opiates are absent. Am Unsure what class my meds fall under, however how can this testing show them as absent. I am taking my meds.
We pay $245 a month for my husband’s insurance coverage along with Medicare $ninety six and for my plan I pay $139 plus $ninety six Medicare. Medicare comes proper out of our checks so we don’t even see it. However we’ve to pay the month-to-month premium for insurance coverage. My husband is excessive risk as a consequence of his stroke in 1999 and disability standing.
As an employer, I supplied insurance for all of my a hundred and forty four staff and their households, too, if they’d pay 50% of the invoice. At one time I paid one hundred% and only stopped as a result of I found out fairly a few of them (in aviation) already had army insurance; or had insurance by way of their spouses however heck as long as it was free everyone signed up. The 50-50 deal labored very properly. in 14 years I by no means had a single disgruntled employee due to his insurance.
What these people are doing is barely legal, but extremely unethical. Gaming the system in this manner places the retirement funds of all workers paying into it at risk as a result of it is overburdened. It is violating pension laws and it’s costing taxpayers, often unknowingly, thousands and thousands of additional dollars every year over what it would cost to rent a non-retired employee. As you might imagine, proving that they by no means supposed to retire from their jobs, but did so on paper for a few days basically to provide themselves a increase, is difficult to show.